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  • Secured lines of credit and home equity loans are some of the economical options if you are planing to renovate your home. In addition, you may also require a construction loan when building a new home. Most lenders we deal with are able to assist with such need. 

    Mortgage refinancing for funding renovations, will allow you to extend your repayment over a longer period of time than lines of credit and may be a better option for you.  

    Third option is what is called improvements upon-purchase financing. It is added at the time of your mortgage application while purchasing your property provided you have an estimated value of the renovation costs.